Kenny was referred to us by an existing client and he was looking to retire in two years’ time.
Kenny had worked for 40 years and had felt he was ready to retire as soon as possible, but he didn’t have full information on his pensions or the options he had. When we first met Kenny, he had various “bits and pieces” of pensions and investments that he had collated throughout his working life. Whilst he had a rough idea of the figures, he was not sure of what these meant for him.
We chatted with him and educated him on the differences between the types of pensions he had, and we discussed the income options available to him. We also completed an in-depth review of his income and expenditure requirements throughout the remainder of his life – something Kenny said he had never really thought about before. This detail formed part of a cashflow analysis which helped show Kenny that not only could he retire when he wanted to, but he could actually go earlier.