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One of the retirement challenges many people face is how to handle wealth decumulation. During your working life, you’re typically working to increase your wealth, and […]

The importance of remaining calm is often something that’s talked about when discussing investment market volatility. But there are other factors outside of your control that […]

Trade tariffs continued to affect investment markets in June 2025, though uncertainty did start to ease. However, rising tensions in the Middle East may have affected […]

Do you consider yourself an optimist or a pessimist? The “blue dot theory” could suggest that humans are hard-wired to be pessimists, after psychologists discovered that […]

Writing your will should give you confidence that your assets will be distributed in line with your wishes when you pass away. Yet, for an increasing […]

In April 2028, the age you can usually access your pension, known as the “normal minimum pension age” (NMPA), will rise from 55 to 57. So, […]

Passing on your wealth to loved ones could transform their lives and mean they have more opportunities in the future. However, to get the most out […]

Opting for a “boring” investment strategy could be the route to returns that allow you to make exciting lifestyle decisions in the future. If you’re looking […]

Richard Osman’s books about the Thursday Murder Club, a team of detective octogenarians, have sold millions of copies, and the team are set to hit the […]

Achieving “financial freedom” is an aspiration many people have. Yet, it can mean different things to each person and is influenced by other lifestyle goals, so […]

This article was first published in the Shetland Times on 27 June 2025. Running a business today is no small feat. Whether you’re managing a team […]

A Junior ISA (JISA) is often an effective way for parents to start putting money aside for their children to help them reach their goals when […]