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Last year, former chancellor Rishi Sunak announced that he would freeze Income Tax thresholds until 2026 in England, and it means far more people will be […]

While lifestyle expenses are the most popular reason for accessing a pension, a survey suggests that a significant number of people are doing so to pay […]

As the rate of inflation continues to rise, it’s more important than ever that those approaching retirement consider how the rising cost of living could affect […]

When you’re viewing a property, there’s a lot to take in. You may be trying to weigh up if it’s worth the asking price, if it’s […]

More people than ever are embracing lifestyle changes to reduce the negative effect they have on the environment. As the effect of our choices becomes more […]

More than a quarter of people feel anxious about money, according to research from the Money and Pension Service (MAPS). People that have recently experienced poor […]

When you think of TV shows that can teach you valuable financial lessons, Bridgerton probably isn’t the first one that comes to mind. Yet, the historical […]

Inflation has been in the news for months now, as the rate increases. While you may notice the effects inflation has on the price of goods […]

More retirees are planning to work in some way after they retire. While this flexibility can boost your income and help you strike a work-life balance […]

On 28 May 2022, The Herald newspaper ran a feature on the Spectrum team, how we work and the importance of financial planning.  We started off […]

It’s often said that moving house is one of the most stressful experiences. So, it’s natural that some of the tasks you should tick off slip […]

This summer the Queen will celebrate an incredible 70 years on the throne. Since her reign began in 1952, the world has changed a lot – […]